This document explains the Payments Terms of Service of Ellyot

Last Updated: February 14, 2018

1 Background

Please note that in these terms of Service “You” means the “User”.

1.1 Key Definitions

For Key Definitions have a look at “Ellyot Main Terms”.

1.2 The Payments Terms

These terms and conditions (“Payments Terms”) govern the payment services (“Payment Services”), including payment collection services, payments, conducted through or in connection with the Ellyot Web Page, the App or Services that Ellyot provides to you in connection with your use of the Ellyot Web Page, the App and/or Services, and constitute a binding legal agreement between you and Ellyot.

Ellyot handles any and all payments conducted through or in connection with the Web Page, the App or Services.

The Ellyot Terms of Service separately govern your use of the Web Page, the App and Services. All capitalized terms have the meaning set forth in the Ellyot Terms unless otherwise defined in these Payments Terms.

The “Booking Agreement” governs the Booking that Venues grant to Users through the Web Page, the App and/or Services, the relationship between Venues and Users regarding the Booking, the use of the Desks that Users have booked and paid for on the Web Page and/or the App and Services and constitute a binding legal agreement between Users and Venues.

YOU ACKNOWLEDGE AND AGREE THAT, BY USING THE PAYMENT SERVICES, YOU ARE INDICATING THAT YOU HAVE READ, AND THAT YOU UNDERSTAND AND AGREE TO BE BOUND BY THESE PAYMENTS TERMS. IF YOU DO NOT AGREE TO THESE PAYMENTS TERMS, THEN YOU HAVE NO RIGHT TO ACCESS OR USE THE PAYMENT SERVICES.

Failure to use the Payment Services in accordance with these Payments Terms may subject you to civil and criminal penalties. If you accept or agree to these Payments Terms on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that company or other legal entity to these Payments Terms and, in such event, “you” and “your” will refer and apply to that company or other legal entity.

2. Modification

Ellyot reserves the right, at its sole discretion, to modify or terminate the Payment Services or to modify these Payments Terms at any time and without prior notice. If we modify these Payments Terms, we will post the modification on the Web Page or via the App and/or provide you notice of the modification by email. We will also update the “Last Updated” date at the top of these Payments Terms. Changes to the Payments Terms will be effective at the time of posting. Your continued use of the Payment Services will constitute acceptance of the revised Payments Terms. Additionally, if the modified Payments Terms contain material changes applicable to existing Members (by decreasing your rights or increasing your responsibilities), we will provide you with notice prior to the changes taking effect. If the modified Payments Terms are not acceptable to you, your only recourse is to cease using the Payment Services. If you do not close your Ellyot Account you will be deemed to have accepted the changes.

3. Eligibility

The Payment Services are intended solely for persons who are 18 or older. Any use of the Payment Services by anyone under 18 is expressly prohibited. By using the Payment Services you represent and warrant that you are 18 or older.

4. Account Registration

In order to use the Payment Services, you must first register to create an Ellyot Account and become a Member in accordance with the “Account Registration” section of the Ellyot Terms of Service. You acknowledge and agree that anyone you authorize to use your Ellyot Account may use the Payment Services on your behalf and that you will be responsible for any payments made by such person.

5. Identity Verification

You authorize Ellyot, directly or through third parties, to make any inquiries we consider necessary to help verify or check your identity or prevent fraud. This may include asking you to provide a form of government identification (e.g. driver’s license or passport), your date of birth, your address, and other information requiring you to take steps to confirm ownership of your email address, Payment Methods; or attempting to screen your information against third party databases. You further authorize Ellyot (or its affiliate) to request a consumer report on you from a consumer reporting agency. This consumer report will be requested and utilized in compliance with applicable law, including Data Protection Act (UK) and the Consumer Rights Act (UK). Ellyot reserves the right to close, suspend, or limit access to the Payment Services in the event we are unable to obtain or verify any of this information.

6. Financial Terms for Bookings

6.1 Financial Terms for Users regarding Bookings

You acknowledge and agree that, notwithstanding the fact that Ellyot is not a party to the agreement between you and the Venue (“Booking Agreement”), Ellyot acts as the Venue’s “Payment Collection Agent” for the limited purpose of accepting payments from you on behalf of the Venue. Upon your payment of the Desk Fees to Ellyot, your payment obligation to the Venue is extinguished, and Ellyot is responsible for remitting the Desk Fees, in the manner described in these Payments Terms. In the event that Ellyot does not remit any such amounts as described in these Payments Terms, such Venue will have recourse only against such Ellyot entity.

You, as a User, agree that Ellyot may charge your Payment Method the Desk Fees for any Booking requested in connection with your Ellyot Account.

In order to establish a Booking you understand and agree that Ellyot, on behalf of the Venue, reserves the right, in its sole discretion, to (i) obtain a pre-authorization via your Payment Method for the Desk Fees or (ii) charge your Payment Method a nominal amount, not to exceed one pound sterling (£1), or a similar sum in the currency in which you are transacting (e.g. one euro or one British pound), to verify your Payment Method.

As a general rule, Ellyot will collect the Desk Fee due once you send your “Preapproved Booking Request” to a Venue, closing a Booking Agreement with the applicable Venue.

In instances in which Ellyot is unable to collect Desk Fees in the ordinary course, Ellyot may elect to collect Desk Fees at a later point in time. Once the payment transaction for your requested Booking is successfully completed you will receive a communication summarizing your confirmed Booking (“Booking Summary”).

In connection with your Booking, you may be asked to provide customary billing information such as name, billing address and Payment Method information either to Ellyot or its third-party payment processor(s). You agree to pay Ellyot for any Bookings made in connection with your Ellyot Account in accordance with these Payments Terms by one of the methods supported by the Web Page and/or the App (e.g. by credit card or debit card). You hereby authorize the collection of such amounts by charging the Payment Method provided as part of requesting the Booking, either directly by Ellyot or indirectly, via a third-party online payment processor or by one of the payment methods described on the Web Page and/or on the App. You also authorize Ellyot to charge any Payment Method on file in your Ellyot Account in the event of damage caused at a Desk as contemplated below in these Terms.

If Ellyot is unable to collect any amounts you owe for a confirmed Booking or a Damage Claim, Ellyot may engage in collection efforts to recover such amounts from you. You hereby explicitly agree that all communication in relation to amounts owed will be made by electronic mail or by phone, as provided to Ellyot and/or Ellyot by you. Such communication may be made by Ellyot, Ellyot or by anyone on their behalf, including but not limited to a third-party collection agent.

Please note that Ellyot cannot control any fees that may be charged to a User by his or her third-party payment service provider related to Ellyot’s collection of the Desk Fees, and Ellyot disclaims all liability in this regard. Whatever Payment Method you use may be subject to additional terms and conditions imposed by the applicable third-party payment service provider; please review such terms and conditions before using your Payment Method.

7. General Booking and Financial Terms

7.1 Cancellations and Refund

If, as a User, you wish to cancel a confirmed Booking made via the Web Page, the App and Services, either prior to or after arriving at the Desk, Ellyot will refund the Desk Fees and any other amounts charged to you only as permitted under the Ellyot Terms of Service and under the Booking Agreement, including the terms of the applicable cancellation policy.

If a Venue cancels a confirmed Booking made via the Web Page, the App or Services, Ellyot will refund the Desk Fee for such Booking to the applicable User within a commercially reasonable time of the cancellation.

If Ellyot decides for any reason that it is necessary or desirable to cancel a confirmed Booking made via the Web Page, the App and Services pursuant to the Ellyot Terms of Service you agree that Ellyot and the relevant User or Venue will not have any liability for such cancellations or refunds.

7.2 Rounding Off

Ellyot may, in its sole discretion, round up or round down amounts that are payable from or to Users or Venues to the nearest whole functional base unit in which the currency is denominated (e.g. to the nearest dollar, GBP, euro or other supported currency); for example, Ellyot will round up an amount of £101.50 to £102.00, and £101.49 to £101.00.

Some currencies are denominated in large numbers. In those cases, Ellyot may determine the functional base unit in which those currencies are denominated to be 10, 100 or 1,000 of the currency; the corresponding examples for such currencies would be for Ellyot to round up an amount of 1,045 up to 1,050 and 1,044 down to 1,040, or 35,450 up to 35,500 and 35,449 down to 35,400, or 837,500 up to 838,000 and 837,499 down to 837,000.

7.3 Payment Processing Errors

We will take steps to rectify any payment processing errors that we become aware of. These steps may include crediting or debiting (as appropriate) the same Payment Method used for the original payment by you, so that you end up receiving or paying the correct amount.

7.4 Booking Modifications

If, as a User, you owe additional amounts to Ellyot due to a Booking Modification, you agree that Ellyot may collect such amounts by charging the Payment Method used to make your Booking.

8. Damage to Desks

If (i) you as a User agree to pay the Venue in connection with a “Damage Claim” (Please see “Ellyot Terms of Service” and the “Booking Agreement”), or (ii) Ellyot determines that you are responsible for damaging a Desk or any personal or other property located at a Listing pursuant to the Ellyot Terms of Service, Ellyot may charge the Payment Method used to make the Booking in order to collect any amount of the Damage Claim. If we are unable to collect from your Payment Method used to make the Booking, you agree that Ellyot may charge any other Payment Method on file in your Ellyot Account at the time of the “Damage Claim”.

Ellyot also reserves the right to otherwise collect payment from you and pursue any avenues available to Ellyot if Ellyot determines that you have damaged any Desk or any personal or other property located at any Listing. If we are unable to charge a Payment Method on file in your Ellyot Account or otherwise collect payment from you, you agree to remit payment for any damage to the Desk to the applicable Venue or to Ellyot (if applicable).

9. Overstaying without the Venue’s Consent

If your stay past the agreed upon checkout time (“Ending Time of the Booking”, please have a look at the“Booking Agreement”) without the Venue’s consent, You agree that Ellyot, in its role as “Limited Payment Collection Agent” for the Venue, may charge any Payment Method(s) you have on file in your Ellyot Account to collect, for each hour period that the User stays over the agreed period without the Venue’s consent, an additional Desk Fee of two times the hourly Desk Fee originally paid by the User to cover the inconvenience suffered by the Venue, plus all applicable Taxes, and any legal expenses incurred by the Venue to make the User leave (collectively, “Additional Sums“). In addition, Ellyot may recover any costs and expenses it incurs in collecting the Additional Sums by charging any Payment Method(s) you have on file in your Ellyot Account.

10. Currency Conversion

Ellyot’s online platform facilitates Bookings between Users and Venues who may pay in a currency different from their destination currency, which may require currency conversions to accommodate these differing currency preferences.

Although Ellyot may allow users to view the price of Listings in a number of currencies, the currencies available for Users to make and receive payments may be limited, and may not include the default currency in any given geographic location.

The currency conversion is not processed by Ellyot or our payment provider.

When a confirmed Booking is modified or cancelled, and there had been a currency conversion when the Booking was submitted, the currency conversion for any additional payments required of the User or any refund to the User will be processed by Stripe.

11. Payment Method Information

You authorize Ellyot to store your Payment Method information and charge your Payment Method as outlined in these Payments Terms. If your Payment Method’s account information changes (e.g. account number, routing number, expiration date), we may acquire that information from our financial services partner or your bank and update your Payment Method on file in your Ellyot Account.

12. User Conduct

You understand and agree that you are solely responsible for compliance with any and all laws, rules, regulations, and Tax obligations that may apply to your use of the Payment Services. In connection with your use of the Payment Services, you may not and you agree that you will not:

a) violate any local, state, provincial, national, or other law or regulation, or any order of a court;

b) use the Payment Services for any commercial or other purposes that are not expressly permitted by these Payments Terms;

c) use the Payment Services to transmit, distribute, post or submit any information concerning any other person or entity, including without limitation, photographs of others without their permission, personal contact information or credit, debit, calling card or account numbers;

d) register any Payment Method with your Ellyot account that is not yours or you do not have authorization to use;

e) post, upload, publish, submit or transmit any Content that: (i) infringes, misappropriates or violates a third party’s patent, copyright, trademark, trade secret, moral rights or other intellectual property rights, or rights of publicity or privacy; (ii) violates, or encourages any conduct that would violate, any applicable law or regulation or would give rise to civil liability; (iii) is fraudulent, false, misleading (directly or by omission or failure to update information) or deceptive; (iv) is defamatory, obscene, pornographic, vulgar or offensive; (v) promotes discrimination, bigotry, racism, hatred, harassment or harm against any individual or group; (vi) is violent or threatening or promotes violence or actions that are threatening to any other person; or (vii) promotes illegal or harmful activities or substances;

f) attempt to probe, scan, or test the vulnerability of any Ellyot system or network or breach any security or authentication measures;

g) avoid, bypass, remove, deactivate, impair, descramble, or otherwise circumvent any technological measure implemented by Ellyot or any of Ellyot’ providers or any other third party (including another user) to protect the Payment Services;

h) forge any TCP/IP packet header or any part of the header information in any email or newsgroup posting, or in any way use the Payment Services to send altered, deceptive or false source-identifying information;

i) attempt to decipher, decompile, disassemble or reverse engineer any of the software used to provide the Payment Services; or

j) advocate, encourage, or assist any third party in doing any of the foregoing.

Ellyot has the right to investigate and prosecute violations of any of the above to the fullest extent of the law. In addition, and as set in these Payments Terms, Ellyot may take a range of actions against you, including but not limited to limiting access to your Ellyot Account and any associated Payment Services, for a violation of this Section 12 or these Payments Terms.

13. Additional Products and Terms

Certain Payment Services or new or different products and services offered by Ellyot from time to time may have different terms and conditions posted or require you to agree with and accept additional terms and conditions. If additional terms are required for any Payment Service or other product or service, Ellyot will provide you those additional terms and conditions at the time the Payment Service or other product or service is offered or made available to you. If there is a conflict between these Payments Terms and terms and conditions posted for a specific Payment Service or other product or service, the latter terms and conditions will take precedence with respect to your use of or access to that Payment Service or other product or service.

14. Account Limitation

We may, in our discretion and without liability to you, with or without cause, with or without prior notice and at any time, decide to limit access to your Ellyot Account and any associated Payment Services.

15. Disclaimers

IF YOU CHOOSE TO USE THE PAYMENT SERVICES, YOU DO SO AT YOUR SOLE RISK. YOU ACKNOWLEDGE AND AGREE THAT ELLYOT PROVIDES THE PAYMENT SERVICES TO YOU SUBJECT TO YOUR STATUTORY RIGHTS BUT OTHERWISE “AS IS”, WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, EXCEPT AS EXPRESSLY STATED IN THESE PAYMENTS TERMS. WITHOUT LIMITING THE FOREGOING, ELLYOT EXPLICITLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE. ELLYOT MAKES NO WARRANTY THAT THE PAYMENT SERVICES WILL MEET YOUR REQUIREMENTS OR BE AVAILABLE ON AN UNINTERRUPTED, SECURE, OR ERROR-FREE BASIS. ELLYOT MAKES NO WARRANTY REGARDING THE QUALITY OF THE PAYMENT SERVICES.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED FROM ELLYOT OR THROUGH THE WEB PAGE, THE APP, SERVICES OR COLLECTIVE CONTENT, WILL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN.

NOTWITHSTANDING ELLYOT’ APPOINTMENT AS THE LIMITED PAYMENT COLLECTION AGENT OF THE VENUES FOR THE PURPOSE OF ACCEPTING PAYMENTS FROM USERS ON BEHALF OF THE VENUES, ELLYOT EXPLICITLY DISCLAIMS ALL LIABILITY FOR ANY ACT OR OMISSION OF ANY USER OR OTHER THIRD PARTY. ELLYOT DOES NOT HAVE ANY DUTIES OR OBLIGATIONS AS AGENT FOR EACH VENUE EXCEPT TO THE EXTENT EXPRESSLY SET FORTH IN THESE PAYMENTS TERMS AND ANY ADDITIONAL DUTIES OR OBLIGATIONS AS MAY BE IMPLIED BY LAW ARE HEREBY EXPRESSLY EXCLUDED.

16. Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT, TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE ENTIRE RISK ARISING OUT OF THE PAYMENT SERVICES REMAINS WITH YOU. IF YOU PERMIT OR AUTHORIZE ANOTHER PERSON TO USE YOUR ELLYOT ACCOUNT IN ANY WAY, YOU ARE RESPONSIBLE FOR THE ACTIONS TAKEN BY THAT PERSON. NEITHER ELLYOT NOR ANY OTHER PARTY INVOLVED IN PROVIDING PAYMENT SERVICES WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING LOST PROFITS, LOSS OF DATA OR LOSS OF GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE OR SYSTEM FAILURE OR THE COST OF SUBSTITUTE PRODUCTS OR SERVICES, OR FOR ANY DAMAGES FOR PERSONAL OR BODILY INJURY OR EMOTIONAL DISTRESS ARISING OUT OF OR IN CONNECTION WITH THESE PAYMENTS TERMS, FROM THE USE OF OR INABILITY TO USE THE PAYMENT SERVICES, FROM ANY COMMUNICATIONS, INTERACTIONS OR MEETINGS WITH OTHER PERSONS WITH WHOM YOU COMMUNICATE OR INTERACT AS A RESULT OF YOUR USE OF THE PAYMENT SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ELLYOT HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

EXCEPT FOR OUR OBLIGATIONS TO PAY AMOUNTS TO APPLICABLE VENUES PURSUANT TO THESE TERMS, IN NO EVENT WILL ELLYOT’S AGGREGATE LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS AND YOUR USE OF THE WEB PAGE, THE APP AND SERVICES INCLUDING, BUT NOT LIMITED TO, FROM YOUR BOOKING OF ANY DESK VIA THE WEB PAGE, THE APP AND SERVICES, OR FROM THE USE OF OR INABILITY TO USE THE WEB PAGE, THE APP, SERVICES, OR COLLECTIVE CONTENT AND IN CONNECTION WITH ANY DESK OR INTERACTIONS WITH ANY OTHER MEMBERS, EXCEED THE AMOUNTS YOU HAVE PAID FOR BOOKINGS VIA THE WEB PAGE, THE APP AND SERVICES AS A USER IN THE TWELVE (12) MONTH PERIOD PRIOR TO THE EVENT GIVING RISE TO THE LIABILITY, OR ONE HUNDRED GBP (GBP100), IF NO SUCH PAYMENTS HAVE BEEN MADE, AS APPLICABLE. THE LIMITATIONS OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN ELLYOT AND YOU.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

17. Indemnification

You agree to release, defend, indemnify, and hold Ellyot and its affiliates and subsidiaries, and their officers, directors, employees and agents, harmless from and against any claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Payment Services or your violation of these Payments Terms.

18. Entire Agreement

Except as they may be supplemented by a document referenced and incorporated herein or by additional Ellyot policies, guidelines, standards, or terms for a specific product, feature, service or offering, these Payments Terms constitute the entire and exclusive understanding and agreement between Ellyot and you regarding the Payment Services, and these Payments Terms supersede and replace any and all prior oral or written understandings or agreements between Ellyot and you regarding the Payment Services.

19. Termination

19.1 Termination for Convenience

You may terminate these Payments Terms at any time by following the termination procedures specified in the Ellyot Terms (“Terms of Service”). Terminating these Payments Terms will also serve as notice to cancel your Ellyot Account pursuant to the Ellyot Terms.

If you cancel your Ellyot Account as a User, Ellyot will initiate a refund for any confirmed booking based upon the terms of the applicable cancellation policy.

Without limiting our rights specified below, Ellyot may terminate these Payments Terms for convenience at any time by giving you 30 days’ notice via email to your registered email address.

19.2 Termination for Breach, Suspension and Other Measures

Ellyot may immediately, without notice terminate these Payments Terms, limit your use of or access to the Payment Services, or temporarily or permanently suspend your Ellyot Account if:

a) you have breached these Payments Terms, including but not limited to any breach of a provision under the “User Conduct” Section,

b) you have provided inaccurate, fraudulent, outdated or incomplete information,

c) you have violated applicable laws, regulations or third party rights, or

d) Ellyot believes in good faith that such action is reasonably necessary to protect other Members, Ellyot or third parties, for prevention of unlawful activity or fraud, risk assessment, security or investigation purposes.

In case of non-material breaches and where appropriate, you will be given notice of any measure by Ellyot and an opportunity to resolve the issue to Ellyot’ reasonable satisfaction.

19.3 Consequences

If your access to or use of the Payment Services has been limited or your Ellyot Account has been suspended or these Payments Terms has been terminated by us, you may not register a new Ellyot Account or attempt to access and use the Payment Services through other Ellyot Accounts.

19.4 Survival

If you or we terminate these Payments Terms, the clauses of these Payments Terms that reasonably should survive termination of these Payments Terms will remain in effect.

20. Assignment

You may not assign or transfer these Payments Terms, by operation of law or otherwise, without Ellyot’s prior written consent. Any attempt by you to assign or transfer these Payments Terms, without such consent, will be null and of no effect. Ellyot may assign or transfer these Payments Terms, at its sole discretion, without restriction. Subject to the foregoing, these Payments Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.

21. Notices

Any notices or other communications permitted or required hereunder, including those regarding modifications to these Payments Terms, will be in writing and given by Ellyot (i) via email (in each case to the address that you provide) or (ii) by posting to the Web Page or via the App. For notices made by e-mail, the date of receipt will be deemed the date on which such notice is transmitted.

22. Controlling Law and Jurisdiction

These Payments Terms and your use of the Payment Services will be interpreted, governed by, construed and take effect in accordance with the laws of England. You and we agree to submit to the personal jurisdiction of a court located in London (UK) for any actions for which the parties retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of a party’s copyrights, trademarks, trade secrets, patents, or other intellectual property rights, as set forth in the Dispute Resolution provision below.

23. Dispute Resolution

The courts of England & Wales shall have exclusive jurisdiction to settle any claim, dispute or matter of difference that may arise out of or in connection with these Terms, or our Services.

24. General

The failure of Ellyot to enforce any right or provision of these Payments Terms will not constitute a waiver of future enforcement of that right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Ellyot. Except as expressly set forth in these Payments Terms, the exercise by either party of any of its remedies under these Terms will be without prejudice to its other remedies under these Payments Terms or otherwise. If for any reason an arbitrator or a court of competent jurisdiction finds any provision of these Payments Terms invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the other provisions of these Payments Terms will remain in full force and effect.

25. Third Party Beneficiary

These Payments Terms do not and are not intended to confer any rights or remedies upon any person other than the parties.

Notwithstanding the foregoing, the parties agree that the payment card networks are third party beneficiaries of these Payments Terms for purposes of enforcing provisions related to payments, but that their consent or agreement is not necessary for any changes or modifications to these Payments Terms.

31 Contacting Ellyot

If you have any questions about these Payments Terms or about the App and/or Web Page, please contact Ellyot (info@ellyot.com).